Matt Wiltshire Review your NI Contributions to Maximise Your State Pension Act Now: 5th April 2025 Deadline for NI Contributions – Don’t Miss Out on Your State Pension! As the 5th April 2025 deadline approaches, it’s crucial to review your National Insurance (NI) contribut... Insight
Ryan Caisley Understanding Investment Protections in the UK When investing in the UK, it's important to understand the protections in place to safeguard your money. Different types of investment accounts come with varying levels of security, regulated by the F... Insight
Ryan Caisley How We Manage Risk in Income Drawdown When transitioning to retirement and beginning to draw an income from your investment/pension portfolio, a critical but often overlooked risk comes into play: sequencing risk. Unlike market risk, whic... Insight
Joe Bezani Autumn Budget 2024: A financial planning perspective Following weeks of speculation, on Wednesday afternoon Chancellor of the Exchequer, Rachel Reeves, presented the Labour government's first budget of their new term. Leading up to the budget we saw inc... Insight
Rhys Hicks Spring Budget 2024: A financial planning perspective As you will most likely have seen, yesterday saw the Chancellor of the Exchequer deliver what could be the final Budget before the next General Election. With that in mind, many had predicted a statem... Insight
Aled Phillips Market Update with Aled Phillips Global stocks had another positive month in June, with prices rising by over 5%. These gains were broad based, meaning the market as a whole experienced increases. Developed markets did however perfor... Insight
Ryan Caisley Reclaiming Personal Allowance: Avoiding the 60% tax trap As individuals, we all want to make the most of our hard-earned money while minimising our tax liabilities. One effective way to achieve this is by reclaiming lost personal allowance through pension c... Insight
Ed Peach National Insurance: Should I make a shortfall payment? The deadline to cover any National Insurance (NI) contribution shortfalls between 2006 and 2016 is just over a month away. From August 2023, you will only be able make up gaps in your contributions fr... Insight
Joe Bezani Spotlight: Enterprise Investment Schemes In our previous Spotlight article , we delved into Venture Capital Trusts (VCTs). Today, we take a closer look at its very slightly older sibling, the Enterprise Investment Scheme (EIS). Whereas VCTs ... Insight
Joe Bezani Spotlight: Venture Capital Trusts Here at Niche, we are committed to delivering not only the best advice possible, but also ensuring clients are confident in the avenues available to them, and have a sound knowledge of what we're reco... Insight
Rhys Hicks Finding your Number Many of us ask the question, ‘How much would I need to retire right now?’ or wonder if you do indeed have enough to retire right now. You may be going through a business exit and have received an offe... Insight
