Demystifying Fixed-Fee Financial Planning
Have you ever wondered if you’re getting the best value for your financial advice? Many people don’t realise that their adviser’s pricing model could significantly impact their long-term wealth. At Niche, we believe in a transparent, value-driven approach, and as such, we’ve created a short video series to demystify fixed-fee financial planning by answering the key questions we’re always being asked.
A Transparent Approach to Financial Planning: Fixed-Fee vs. Percentage
Our video series breaks down the following key questions to help you make an informed decision around your fixed-fee wealth management:
Why does pricing structure matter so much in financial planning?
A percentage-based fee often ties advice exclusively to your investment portfolio, while a fixed fee allows for a holistic approach, covering all aspects of your financial life - from tax and estate planning to pensions and cashflow modeling. Get the full picture on why pricing structure is a game-changer.
How can prospective clients compare pricing models fairly?
We share a powerful tool we use at Niche: a "reduction in yield" calculation.This modeling tool projects the difference in costs over a given time period, allowing clients to see the real, long-term effect of fees on their investment growth.
How does transparent pricing help build trust with clients?
Why transparency isn't just about showing numbers, it's about building a genuine relationship.
What’s the difference between a flat fee and a percentage based financial adviser?
Breaking down the key difference between flat-fee and percentage-based models. We explain why a percentage fee isn't always a true reflection of the work required, and how a fixed fee can offer greater transparency and better value, especially as your investments grow.
What are the hidden costs people might not realise with percentage based models?
Discover how this seemingly small factor can compound over time and learn why paying for the value of advice - not the size of your investments - is key to securing your financial future.
What misconceptions do people have about flat-fee advice?
We answer a common misconception about fixed-fee financial advice that advisers don't care about investment performance.
Our Fixed Fee Financial Planning Service
Tailored to high net worth individuals and families, our fixed fee financial planning service offers experience and expertise to assist you in making long term plans for future generations.
A fixed fee means your costs are fixed from day one, and we will always tell you exactly how much you will pay before you agree to proceed with our services.